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Life Insurance

Life Insurance Plymouth County South Shore David Pecinovsky Bay State Financial Atlantic Insruance

If you were to die today, what would happen to your loved ones? Would there be money to cover a modest funeral service? Or to pay off your mortgage, car payments or even existing student loans? Would your spouse or children have what they need to pay the bills? Life insurance is designed to give you peace of mind when you ask those questions: It allows you to set aside money that will leave your family in good standing should the worst happen.

There are two main types of life insurance: Term insurance, and permanent insurance.

Term Life Insurance

Term life insurance protects you for a certain “term”: Say 10, 20, or 30 years. Throughout that period of time, your insurance premium will not increase, but when the term is up you won’t have any coverage.

Permanent Life Insurance

On the other hand, permanent life insurance never expires, and would theoretically insure you until your death. These policies are more complicated, but you can get a thorough explanation of your options from a financial professional like David Pecinovsky at Baystate Financial.

To learn more about David, head over here.He can help you make an informed decision regarding which life insurance you need. You can get in touch by phone at 781-319-1425 or by email at dpecinovsky@baystatefinancial.com.

Atlantic Insurance Brokerage, Inc. and Baystate Financial are not affiliated.